07 February 2018

OPA 5 to 7 February 2018 TV, Prop Store items, health insurance, MH

Monday: spent most of day looking over the MediCare supplement insurance info I got at the Senior Assistance Center. Different plans, different companies, different prices. Looked at a couple of web sites...why the different prices? seems they all say the cover the same thing. Costing me $135 more a month here than with Kaiser NoCal. Then add in extra for drug, dental and vision. Still debating between two plans, the difference being cover excess charges or not, price difference is $82. 

Turns out you have to have drug coverage even if you don't have any drugs. With my two meds, it would likely cost me less if paid cash for generic than it will the copay and premium. 

On fun note: I called Prop Store on Friday to ask about Twilight auction win. Make sure charges were going through ok, since can't get info on line from credit union and Prop Store wasn't recognizing me either. It was all good and due for last payment in March. Oh. :-( March? So I asked to go ahead and process for the balance and ship it. Monday got email that it was processed and on its way when carrier pick up sometime that day. 

On Sunday made arrangements with missionaries to come help me move some bigger/heavier boxes to look for TV. Found it and got it out of cubby hole it was in before they arrived. Pull out some other boxes labeled fragile. Only missing convection oven and scale. Didn't see either one in unlabeled boxes I opened up. Decided to just buy a simple toaster over and skip scale for now. 

So got the TV hooked up to cable and watched Frankie Drake mystery. Good show. And so nice to have TV here now, especially before Tuesday and my usual three hour line up. 

Tuesday: In morning I thought I'd try putting Kindle PC version on the new Dell computer. It works. Read a story from Sandi Layne I downloaded a couple of years ago and couldn't get it to work on the Lenova. Now to download the Dragon Knight series from Mary Morgan. And see what free ones are available. 

In the afternoon talked with a loan officer at Evergreen Home Loans. Even if on foundation, no wheels involved, manufactured homes are not real estate, no mortgage, have to get a consumer loan ==> higher interest rates. Only if own the property and putting the MH on a foundation is it considered real estate and get a mortgage. If in a park and paying space rental, not real estate, consumer loan. According to her only one local bank does that kind of loan. Guess I didn't ask the question to the banks earlier the correct way.  Getting confused with what words mean here versus what meant in California. In California, condo owners do not own the property. But considered real estate and able to get mortgage. I admit to getting a little discouraged. Want to get settled. Glad I had the three shows to get involved with as a distraction.

My usual three shows were good. Sat in rocking chair all nicely wrapped up and warm. Got up nearly every commercial to move around to keep from being sore. Tried heating up some coconut milk for hot cocoa...not so good. 

Wednesday: Went looking around at another over 55 community. Close to the water, far from town. Someone is likely going to eventually make lots of money providing a shuttle service for elderly to that community. As a single woman with no children, best if stay closer to town. Easier to get around when older and can't drive. Not going to happen soon, but eventually and don't want to move again, until time for assisted living or hospice. Not being pessimistic, just thinking and planning ahead. Make things as easy as possible for anyone that does take care of me when elderly and needing help more than do now. 

Checked FedEx tracking on Prop Store shipment...due tomorrow. Hopefully get to UPS store in time for me to pick up tomorrow. Wish there were some Twilight fans close by to help me open box. Maybe put note in the RS FB? see if anyone interested in sharing. 


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